Effective Date: 02/15/2026

Welcome to the website of Solicitude Medical and Life Insurance Agency, LLC (“Company,” “we,” “our,” or “us”). By accessing or using this website, you agree to the following Terms of Use.

If you do not agree with these Terms, do not use this website.


1. No Government Affiliation

Solicitude Medical and Life Insurance Agency, LLC is a licensed insurance agency. We are not affiliated with or endorsed by the U.S. Government, the federal Medicare program, or the federal Marketplace.


2. Educational Purpose Only

The information provided on this website is for general informational and educational purposes only.

Nothing on this website constitutes:

Insurance plan availability, benefits, premiums, and eligibility requirements may vary by state, county, and carrier and are subject to change.


3. No Guarantee of Coverage or Eligibility

Submission of information through this website does not guarantee:

All coverage decisions are determined by the insurance carrier and applicable underwriting or enrollment rules.


4. Medicare Plan Disclosure

If marketing Medicare Advantage or Part D plans:

We do not offer every plan available in your area. Currently we represent organizations which offer products in the states in which we are licensed. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

(You must update this language once you have active Medicare carrier appointments.)


5. Use of Website

You agree not to:

We reserve the right to restrict access to users who violate these Terms.


6. Intellectual Property

All content on this website, including text, branding, graphics, logos, and materials, is the property of Solicitude Medical and Life Insurance Agency, LLC and may not be reproduced without written permission.


7. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, security, or privacy practices of third-party websites.


8. Limitation of Liability

To the fullest extent permitted by law, Solicitude Medical and Life Insurance Agency, LLC shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:


9. Communications & Consent

By submitting information through this website, you consent to being contacted by phone, text message, or email regarding insurance-related services, consistent with our Privacy Policy.

Consent is not a condition of purchase.


10. Changes to These Terms

We may update these Terms at any time. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.


11. Governing Law

These Terms are governed by the laws of the State of Illinois, without regard to conflict of law principles.


12. Contact Information

Solicitude Medical and Life Insurance Agency, LLC
 1617 Brighton Dr
 Mundelein, IL 60060
 847-497-0716
webuseterms@somedli.com